4 Predictions for the 2021 Mortgage Market
The 2020 housing market surprised everyone by quickly bouncing back after slumping during the first few months of the coronavirus pandemic. What might the coming year…
Rates and mortgage market context
Read explanations of rates, lending rules, and market changes. Check the period named in each article before using a forecast or a loan-limit example.
Start with your question
- What influences the rate?How Are Mortgage Interest Rates Determined?
- Can a higher rate cost less upfront?Can a Higher Interest Rate Actually be a Better Choice?
- What do points pay for?What Are Mortgage Points?
Can a Higher Interest Rate Actually be a Better Choice?
Mortgage interest rates are near record lows again. This can mean great deals for homebuyers and great savings for homebuyers. Some lenders will even start…
How Are Mortgage Interest Rates Determined?
Getting the very lowest interest rate is usually top priority for most home loan seekers but mortgage rates can vary widely from day to day and year to year. They are…
How Does the Stock Market Affect Mortgage Rates?
When there are dramatic swings in the stock market, you may wonder how mortgage interest rates will be affected. What is the relationship between mortgage rates and…
How the New Fed Policy Will Affect Your Mortgage Rates
The U.S. Federal Reserve recently announced its new approach to monetary policy, setting the markets abuzz with rumors. Will mortgage interest rates remain low? Will…
The COVID-19 Housing Market is Better than the Great Recession Market
Coronavirus shutdowns have spooked many homebuyers and sellers out of the market for now. Millions of homeowners have applied for mortgage forbearance in fear they…
What’s More Important: Lower Home Prices or Mortgage Rates?
When buying a home, there are several factors that affect how much mortgage you can afford. Two of the most important are the property prices and current mortgage…