Mortgage articles

Browse mortgage explanations by topic, or use the complete alphabetical article list.

30-year Mortgages vs. 15-Year Mortgages

The majority of American home buyers sign up for 30-year fixed-rate mortgages (FRMs) – the staples of mortgage lending. And yet there is another option that may serve…

4 Common Mortgage Refinancing Myths

Refinancing is a word thrown around in the mortgage world and can be a very useful tool for homeowners. But there are plenty of misconceptions about what a mortgage…

4 Other Ways to Save Without Refinancing

Mortgage interest rates are at historic lows and homeowners can take advantage of great savings by refinancing into those lower rates. But what if you’ve already…

4 Predictions for the 2021 Mortgage Market

The 2020 housing market surprised everyone by quickly bouncing back after slumping during the first few months of the coronavirus pandemic. What might the coming year…

4 Reasons Why You Should Refinance NOW

Mortgage interest rates have been near record lows this year, and the latest forecasts have rates falling even lower in the coming year. Many homeowners have already…

4 Refinancing Mistakes to Avoid

Avoid comparing refinance rates in isolation. Check fees, remaining and proposed loan terms, payment break-even, cash-out plans, and credit changes.