6 Tips for Saving a Down Payment as a Renter
Homeownership is the American Dream, and yet with house prices on the rise, it can sometimes feel unattainable if you’re still trying to make a rent payment each…
Mortgage articles — page 3
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6 Tips to Get a Rock-Bottom Home Loan Payment
Buying a home can be an overwhelming process, especially if it is your first time. It can be easy to get swept along in the process without stopping to make sure you…
7 Tips to Improve Your Credit Before Applying for a Mortgage
In addition to income and assets, your credit profile is one of the biggest factors in determining whether you qualify for a mortgage. If your credit score is not…
9/11 A Day We Will Never Forget
"As we commemorate the ... anniversary of the 9/11 terrorist attacks in New York, Shanksville, Pennsylvania, and at the Pentagon, it is a time for remembrance,…
Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?
When you are in the market for a mortgage, one of the many decisions you’ll have to make is whether to apply for a fixed-rate loan or an adjustable rate mortgage…
Benefits to Mortgage Debt
In order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be…
Best Time of the Year to Buy a Home
Whether you have been saving up for your first home or you are ready to upgrade to a bigger place, you may be wondering if there is a “best” time to buy a home. While…
Buying a First Home in an Expensive Area
For Americans living and working in the nation’s most expensive real estate markets, homeownership can seem like the impossible dream. Prices are high and options can…
Buying a Home with help from Family
With U.S. home prices have jumped 20 percent in the past year, it is becoming increasingly harder for many Americans to buy a home on their own. To be able to break…
Can a Higher Interest Rate Actually be a Better Choice?
Mortgage interest rates are near record lows again. This can mean great deals for homebuyers and great savings for homebuyers. Some lenders will even start…